Loan programs available

Conventional Loans - Conventional loans are for buyers looking to purchase a home, a second home, refinance, or invest in property.

FHA Loans - FHA loans are insured by the Federal Housing Administration. First time buyers who have less than perfect credit typically benefit from an FHA loan.

USDA Loans - USDA loans offer the single-family housing guaranteed loan program. A buyer can purchase a home in an eligible rural area (locations determined by the rural housing program). This loan program charges the buyer an upfront fee and an annual fee. 

VA Loans - A VA loan is a special mortgage designed for our active veterans. Eligible buyers can take out a VA loan with 0 down payment and no monthly PMI. Contact our VA loan specialist, Lynn Smith and she'll explain all of your housing benefits to you.

Construction Program - If you're thinking or planning to build your own home, we have great loan options available to you. Contact a loan officer today to discuss.

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